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7 Most Commonly Used Technical Analysis Indicators in the Stock Market

Indicators are used as a measure to gain further insight into to the supply and demand of securities w ithin technical analysis . Those in...

Thursday, December 31, 2015

How to start investing in the Philippine Stock Market using COL Financial





Hello there! Do you know about Stock Market? I'm sure, you already heard the word "stock market" Do you know how to make money in the stock market? Well, let me first define the word STOCK MARKET.




Stock market is another term for stock exchange, a market where the public-listed companies registered in the PSE or Philippine Stock Exchange are being traded and/or offered shares to the share holders or stock investors. In other words, people can buy a share or part of a company's total shares or what we called "shares outstanding".






How to start investing in the Philippine Stock Market?


Tuesday, December 22, 2015

Complete List of Philippine Bank Codes

Complete List of Philippine Bank Codes


What is a bank code?

"A bank code is a code assigned by a central bank, a bank supervisory body or a Bankers Association in a country to all its licensed member banks or financial institutions. The rules vary to a great extent between the countries."
When you have an online transactions using online banking, it is required to enter the bank codes of your bank to complete your transaction.
Here's the complete list of bank codes in the Philippines:

Top 35 Bank Codes Used in the Philippines



Ranking


Bank Name


Bank Code


1


BANCO
DE ORO (BDO)


010530667


2


BANK
OF THE PHILIPPINE ISLANDS (BPI)


010040018


3


METROPOLITAN BANK & TRUST CO. (METROBANK)


010269996


4


SECURITY BANK


010140015


5


UNION BANK OF THE PHILIPPINES (UBP)


010419995


6


ALLIED
BANKING CORP


010320013


7


AUSTRALIA
NEW ZEALAND (ANZ) BANK


010700015


8


ASIA
UNITED BANK


011020011


9


BANGKO
SENTRAL NG PILIPINAS


010030015


10


BANGKOK
BANK


010670019


11


BANK
OF AMERICA


010120019


12


BANK
OF CHINA


011140014


13


BANK
OF TOKYO


010460012


14


BANK
OF COMMERCE


010440016


15


CHINA
BANKING CORP (CHINABANK)


010100013


16


CHINA
TRUST COMMERCIAL BANK


010690015


17


CITIBANK


010070017


18


DEVELOPMENT
BANK OF THE PHILIPPINES (DBP)


010590018


19


DEUTSCHE
BANK


010650013


20


EAST
WEST BANK


010620014


21


FUJI
BANK


010640010


22


HONGKONG
AND SHANGHAI BANK (HSBC)


010060014


23


JP
MORGAN CHASE BANK


010720011


24


KOREA
EXCHANGE BANK


010710018


25


LANDBANK
OF THE PHILS


010350025


26


MAYBANK
OF THE PHILS


010220016


27


PHIL
BANK OF COMMUNICATION (PBCOM)


010110016


28


PHIL
TRUST COMPANY (PHILTRUST)


010090039


29


PHILIPPINE
NATIONAL BANK (PNB)


010080010


30


PRUDENTIAL
BANK


010150018


31


PHIL
VETERANS BANK


010330016


32


RIZAL COMMERCIAL BANKING CORP (RCBC)


010280014


33


STANDARD CHARTERED BANK


010050011


34


UNITED COCONUT PLANTERS BANK


010299995


35


UNITED OVERSEAS BANK


010270189


 


 


 



Monday, December 21, 2015

Steps on How to Achieve Your Financial Goals Successfully

1. Write them down
Write your personal goal in a piece of paper. Do you want house and lot? Do you want your dream car? All you need is to list it down. Make a checklist. It also helps you become more motivated.



2. Make them as detailed as possible
You need to make your goals to be specific like "What you want to acquire?", "What do you want in life?", "What things you need to be yours?" You need make it as clearly as possible. The more clearly you visualize, the easier it will be manifested.



3. Picture them clearly in your mind as already done
Visualize your dreams and personal goals as if it's already done. Try to visualize it early in the morning. Manifestation will help you to materialize your goals.



4. Then double them

5. Then double them again

6. Then double them yet again



7. Do that until you are the farthest edge of your imagination
Do some meditation to enhance your imagination. It's recommended to do meditation when you wake up early in the morning. Focus your imagination on your personal goals. Ask yourself on HOW you are going to accomplish it and WHY you need to accomplish it.



8. Decide what kind of person you need to become in order to make it happen
Think of a HERO. What is hero in life? It doesn't mean superhero like Superman, but a hero that you admire the most and you want to become that hero. Like for example, my heroes are my biological parents, Bill Gates, Will Smith, Warren Buffet, etc. It will easy for you to materialize your goal when you are inspired to do so.



9. Start taking the steps necessary to become that person
You need to TAKE ACTION! It is the most crucial step to materialize your goal in life. Do work it with FULL PASSION. Always do what you love! Be brave. Be Courageous. Just persevere. God is always there to help you. With God, anything is possible.



10. Don't let anything stop you
You can do anything that you want and need in life. You need to BE PATIENT. Just keep going. No one can actually stop you, except YOU. You can materialize your goals as long as you have patience, courage, guts, and determination.



BONUS REMINDER!!!

ALWAYS THINK POSITIVE, and BE HAPPY. Success will chase you. :)


Philippines Stock Updates

As of December 2015 - Philippine Stock Updates


What is Stock Market and How Does It Work

What is a Stock or Share?

When you're going to buy a stock or share, you are buying a piece or a part of the company. When a company needs to raise money, it issues shares to the investor. This will be done via an initial public offering (IPO), which the price of shares is set based how much the company is estimated to be worth, and how many shares are being issued. The company gets to keep the money raised to grow its business, while the shares (also called stocks) continue to trade on an exchange, such as the Philippine Stock Exchange.

How Does it Work?


There are lots of people who get scary when it comes to stock market, because they don't know what's really the true nature of stock market. There are people who think that investing in the stock market are gambling. But when you know how stock market works, it will make you interested to invest in a right manner. 

By the way, the common questions are "What is stock market? How does it work?" I will be explaining how the stock market works. 

There are 2 types of people in the stock market: the Trader and the Investor



The trader is a person who invest money in a short term, which means they are the ones who buy stocks today and sell it tomorrow or on the other week. These people use the "Market Timing" strategy. 



On the other hand, the Investor is a person who invest in the stock market in a long term, which means they are the people who invest or buy stock today and sell it for 20 years or more. They are the people who use "Buy and Hold" strategy.


Thursday, December 17, 2015

CALCULATING EARNING PER SHARE(INCOME STATEMENT), BOOK VALUE(BALANCE SHEET), P/E RATIO AND P/BV RATIO

CALCULATING EARNING PER SHARE(INCOME STATEMENT) AND BOOK VALUE(BALANCE SHEET)



Given:
Market Price: 100,000
Net Income: 20,000
Equity: 7,000
Shares Outstanding(referring total # of shares) = 10,000
Market Price = 10 per share

Answer: Earnings(ESP): 2 ; Book Value: 0.70 ; PE: 5

Basic Solution
EPS(Earnings Per Share) = NET INCOME / SHARES OUTSTANDING = 20,000/10,000= 2
BOOK VALUE (Equity per share) = EQUITY / SHARES OUTSTANDING = 7,000/10,000 = 0.7

CALCULATING P/E RATIO and P/BV RATIO:




P/E Ratio = Market Price / EPS = 10/2 = 5


Here's the BASIC VALUATION TECHNIQUES


P/BV = Market Price / BV = 10 / .70 = 14.29

RULES IN VALUE INVESTING:
- A GOOD STOCK MUST HAVE P/E < 15
- A GOOD STOCK MUST HAVE P/BV < 1.5

SIMPLIFY THE GOOD STOCK
P/E * P/BV = <15 * <1.5 = <22.5

CONCLUSION:
A good stock value must be < 22.5, otherwise it is a bad stock..

#VALUEINVESTING #ACCOUNTINGBASICS #HAPPYINVESTING