How to start investing in the Philippine Stock Market using COL Financial

Hello there! Do you know about Stock Market? I'm sure, you already heard the word "stock market" Do you know how to make money in the stock market? Well, let me first define the word STOCK MARKET.

Stock market is another term for stock exchange, a market where the public-listed companies registered in the PSE or Philippine Stock Exchange are being traded and/or offered shares to the share holders or stock investors. In other words, people can buy a share or part of a company's total shares or what we called "shares outstanding".

How to start investing in the Philippine Stock Market?

Complete List of Philippine Bank Codes

What is a bank code?

"A bank code is a code assigned by a central bank, a bank supervisory body or a Bankers Association in a country to all its licensed member banks or financial institutions. The rules vary to a great extent between the countries."
When you have an online transactions using online banking, it is required to enter the bank codes of your bank to complete your transaction.
Here's the complete list of bank codes in the Philippines:

Top 35 Bank Codes Used in the Philippines

Ranking	Bank Name	Bank Code
1	BANCO DE ORO (BDO)	010530667
2	BANK OF THE PHILIPPINE ISLANDS (BPI)	010040018
3	METROPOLITAN BANK & TRUST CO. (METROBANK)	010269996
4	SECURITY BANK	010140015
5	UNION BANK OF THE PHILIPPINES (UBP)	010419995
6	ALLIED BANKING CORP	010320013
7	AUSTRALIA NEW ZEALAND (ANZ) BANK	010700015
8	ASIA UNITED BANK	011020011
9	BANGKO SENTRAL NG PILIPINAS	010030015
10	BANGKOK BANK	010670019
11	BANK OF AMERICA	010120019
12	BANK OF CHINA	011140014
13	BANK OF TOKYO	010460012
14	BANK OF COMMERCE	010440016
15	CHINA BANKING CORP (CHINABANK)	010100013
16	CHINA TRUST COMMERCIAL BANK	010690015
17	CITIBANK	010070017
18	DEVELOPMENT BANK OF THE PHILIPPINES (DBP)	010590018
19	DEUTSCHE BANK	010650013
20	EAST WEST BANK	010620014
21	FUJI BANK	010640010
22	HONGKONG AND SHANGHAI BANK (HSBC)	010060014
23	JP MORGAN CHASE BANK	010720011
24	KOREA EXCHANGE BANK	010710018
25	LANDBANK OF THE PHILS	010350025
26	MAYBANK OF THE PHILS	010220016
27	PHIL BANK OF COMMUNICATION (PBCOM)	010110016
28	PHIL TRUST COMPANY (PHILTRUST)	010090039
29	PHILIPPINE NATIONAL BANK (PNB)	010080010
30	PRUDENTIAL BANK	010150018
31	PHIL VETERANS BANK	010330016
32	RIZAL COMMERCIAL BANKING CORP (RCBC)	010280014
33	STANDARD CHARTERED BANK	010050011
34	UNITED COCONUT PLANTERS BANK	010299995
35	UNITED OVERSEAS BANK	010270189

 

 

 

Steps on How to Achieve Your Financial Goals Successfully

1. Write them down

Write your personal goal in a piece of paper. Do you want house and lot? Do you want your dream car? All you need is to list it down. Make a checklist. It also helps you become more motivated.

2. Make them as detailed as possible

You need to make your goals to be specific like "What you want to acquire?", "What do you want in life?", "What things you need to be yours?" You need make it as clearly as possible. The more clearly you visualize, the easier it will be manifested.

3. Picture them clearly in your mind as already done

Visualize your dreams and personal goals as if it's already done. Try to visualize it early in the morning. Manifestation will help you to materialize your goals.

4. Then double them

5. Then double them again

6. Then double them yet again

7. Do that until you are the farthest edge of your imagination

Do some meditation to enhance your imagination. It's recommended to do meditation when you wake up early in the morning. Focus your imagination on your personal goals. Ask yourself on HOW you are going to accomplish it and WHY you need to accomplish it.

8. Decide what kind of person you need to become in order to make it happen

Think of a HERO. What is hero in life? It doesn't mean superhero like Superman, but a hero that you admire the most and you want to become that hero. Like for example, my heroes are my biological parents, Bill Gates, Will Smith, Warren Buffet, etc. It will easy for you to materialize your goal when you are inspired to do so.

9. Start taking the steps necessary to become that person

You need to TAKE ACTION! It is the most crucial step to materialize your goal in life. Do work it with FULL PASSION. Always do what you love! Be brave. Be Courageous. Just persevere. God is always there to help you. With God, anything is possible.

10. Don't let anything stop you

You can do anything that you want and need in life. You need to BE PATIENT. Just keep going. No one can actually stop you, except YOU. You can materialize your goals as long as you have patience, courage, guts, and determination.

BONUS REMINDER!!!

ALWAYS THINK POSITIVE, and BE HAPPY. Success will chase you. :)

Philippines Stock Updates

As of December 2015 - Philippine Stock Updates

What is Stock Market and How Does It Work

What is a Stock or Share?

When you're going to buy a stock or share, you are buying a piece or a part of the company. When a company needs to raise money, it issues shares to the investor. This will be done via an initial public offering (IPO), which the price of shares is set based how much the company is estimated to be worth, and how many shares are being issued. The company gets to keep the money raised to grow its business, while the shares (also called stocks) continue to trade on an exchange, such as the Philippine Stock Exchange.

How Does it Work?

There are lots of people who get scary when it comes to stock market, because they don't know what's really the true nature of stock market. There are people who think that investing in the stock market are gambling. But when you know how stock market works, it will make you interested to invest in a right manner. 

By the way, the common questions are "What is stock market? How does it work?" I will be explaining how the stock market works. 

There are 2 types of people in the stock market: the Trader and the Investor. 

The trader is a person who invest money in a short term, which means they are the ones who buy stocks today and sell it tomorrow or on the other week. These people use the "Market Timing" strategy. 

On the other hand, the Investor is a person who invest in the stock market in a long term, which means they are the people who invest or buy stock today and sell it for 20 years or more. They are the people who use "Buy and Hold" strategy.

CALCULATING EARNING PER SHARE(INCOME STATEMENT), BOOK VALUE(BALANCE SHEET), P/E RATIO AND P/BV RATIO

CALCULATING EARNING PER SHARE(INCOME STATEMENT) AND BOOK VALUE(BALANCE SHEET)

Given:

Market Price: 100,000

Net Income: 20,000

Equity: 7,000

Shares Outstanding(referring total # of shares) = 10,000

Market Price = 10 per share

Answer: Earnings(ESP): 2 ; Book Value: 0.70 ; PE: 5

Basic Solution

EPS(Earnings Per Share) = NET INCOME / SHARES OUTSTANDING = 20,000/10,000= 2

BOOK VALUE (Equity per share) = EQUITY / SHARES OUTSTANDING = 7,000/10,000 = 0.7

CALCULATING P/E RATIO and P/BV RATIO:

P/E Ratio = Market Price / EPS = 10/2 = 5

Here's the BASIC VALUATION TECHNIQUES

P/BV = Market Price / BV = 10 / .70 = 14.29

RULES IN VALUE INVESTING:

- A GOOD STOCK MUST HAVE P/E < 15

- A GOOD STOCK MUST HAVE P/BV < 1.5

SIMPLIFY THE GOOD STOCK

P/E * P/BV = <15 * <1.5 = <22.5

CONCLUSION:

A good stock value must be < 22.5, otherwise it is a bad stock..

#VALUEINVESTING #ACCOUNTINGBASICS #HAPPYINVESTING